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Post by Deleted on Aug 18, 2018 9:26:18 GMT
Do you have anything nice to say about any foreign national? He even calls his foreign partner a witch! Isn’t Foxy himself an ‘outsider’?
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Post by Deleted on Aug 18, 2018 16:25:58 GMT
He even calls his foreign partner a witch! Isn’t Foxy himself an ‘outsider’? Nhs scrounger.
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Post by phil70 on Aug 20, 2018 21:07:11 GMT
The key is in the word MAY. In other news, my hamster MAY be the messiah. He died 2 days ago and if he comes back to life tomorrow then it MAY possibly almost maybe that he is the son of God. If anything, I cant see where in that report that it caused problems for Brexiters, Just lazy cant be bothered potential voters who always leave things to the last minute before registering....similar to those who turn up at polling stations 3 minutes to closing and complain when they didnt get chance to vote bofre the deadline. I maybe the most handsome man in the world. Mrs tabby may be the most diplomatic person in the world. SNIGGER!!! Phil
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Post by naughtyfox on Aug 21, 2018 7:38:24 GMT
Fox's home territory - born just 10 minutes' walk from Parndon Mill, River Stort.
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Post by Deleted on Aug 21, 2018 10:15:12 GMT
that would be a good survey. Where were you born.
I was born in Ramsdell near Basingstoke. in a house.
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Post by Deleted on Aug 21, 2018 10:24:44 GMT
That's a bit racist calling me 'an outsider' - what's wrong with the Herts/Essex border? I was born in Herts too!
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Post by Deleted on Aug 21, 2018 10:52:16 GMT
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Post by Deleted on Aug 21, 2018 11:42:28 GMT
With regard benefit entitlement - particularly Child Benefit. It is a complete red herring to think people have a child thanks to the promise of £82 a month from the government, it didnt enter our heads when thinking about having a sprog. I fully understand there are many families who couldn't get by without child benefit - thankfully we are not in their number (due to a lot of hard work and application mind) So the question is can anyone give me a concrete reason why I should forgo child benefit just because we are fortunate to have a decent household income? It is no different to someone who has a good private pension turning down the state pension - something I can't imagine anyone who is not filthy rich would do out of generosity and altruism! Likewise bus passes and any amount of concessions you care to mention. Some very well off pensioners are the meanest tightfisted people you could care to meet! It is also worth remembering that many of us choose to have children later on in life - I had been working and contributing to society for 19 years when the Dwarf was born, having a little help along isn't a crime or something that should be sniffed and smeared at. Sadly, we don't live in a socialist world where wealth is distributed equitable - if we did the ruling elite would have a shock! For me though, if we became ineligible for child benefit the world wouldn't stop turning, I might have to think about relaxing my self imposed overtime ban to fund the boats fixed costs - which rather handily are almost to the penny what we receive in child benefit, the benefit to my child? she gets to grow up as a boater learning about nature with a small subsidy from all us UK taxpayers. Sounds to me we have got it just about spot on
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Post by Gone on Aug 21, 2018 12:21:43 GMT
With regard benefit entitlement - particularly Child Benefit. It is a complete red hearing to think people have a child thanks to the promise of £82 a month from the government, it didnt enter our heads when thinking about having a sprog. I fully understand there are many families who couldn't get by without child benefit - thankfully we are not in their number (due to a lot of hard work and application mind) So the question is can anyone give me a concrete reason why I should forgo child benefit just because we are fortunate to have a decent household income? It is no different to someone who has a good private pension turning down the state pension - something I can't imagine anyone who is not filthy rich would do out of generosity and altruism! Likewise bus passes and any amount of concessions you care to mention. Some very well off pensioners are the meanest tightfisted people you could care to meet! It is also worth remembering that many of us choose to have children later on in life - I had been working and contributing to society for 19 years when the Dwarf was born, having a little help along isn't a crime or something that should be sniffed and smeared at. Sadly, we don't live in a socialist world where wealth is distributed equitable - if we did the ruling elite would have a shock! For me though, if we became ineligible for child benefit the world wouldn't stop turning, I might have to think about relaxing my self imposed overtime ban to fund the boats fixed costs - which rather handily are almost to the penny what we receive in child benefit, the benefit to my child? she gets to grow up as a boater learning about nature with a small subsidy from all us UK taxpayers. Sounds to me we have got it just about spot on One thing to be careful of is that when claiming child benefit and not working you still earn NI credits towards your state pension, so if you don’t claim child benefit - which you have paid for out of your families taxes - you will also loose out when you come to claim your state pension.
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Post by lollygagger on Aug 21, 2018 13:53:19 GMT
The tax and benefit system in the UK is mental. When I had a small ltd co I'd pay myself 10k and the wifey whatever her tax allowance was at the time. The rest was payed in dividends. For some reason they only took the PAYE earnings into consideration which entitled us to tax credits, the net result was that although I paid corporation tax on dividends over a certain amount my tax credits were more than the tax I was paying so they paid me. And wifey got full pension credits despite paying zero tax or NI. Embarressing really on an income just short of 6 figures. Then of course child benefit, I don't remember us claiming it - IIRC it just started turning up automatically. The net result of all this plus 50p/mile car allowance was that on nigh on £100k of income I paid a total of about £7k paye/ni/corporation tax. I felt a bit guilty but not that guilty as at least I was paying something rather than being sat on my arse claiming for everything.
I do feel sorry for anyone on what Torys sneeringly describe as a "fixed income" i.e. PAYE employees. You guys pay a massive proportion of your income in tax compared to the self employed.
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Post by Deleted on Aug 21, 2018 15:23:28 GMT
With regard benefit entitlement - particularly Child Benefit. It is a complete red hearing to think people have a child thanks to the promise of £82 a month from the government, it didnt enter our heads when thinking about having a sprog. I fully understand there are many families who couldn't get by without child benefit - thankfully we are not in their number (due to a lot of hard work and application mind) So the question is can anyone give me a concrete reason why I should forgo child benefit just because we are fortunate to have a decent household income? It is no different to someone who has a good private pension turning down the state pension - something I can't imagine anyone who is not filthy rich would do out of generosity and altruism! Likewise bus passes and any amount of concessions you care to mention. Some very well off pensioners are the meanest tightfisted people you could care to meet! It is also worth remembering that many of us choose to have children later on in life - I had been working and contributing to society for 19 years when the Dwarf was born, having a little help along isn't a crime or something that should be sniffed and smeared at. Sadly, we don't live in a socialist world where wealth is distributed equitable - if we did the ruling elite would have a shock! For me though, if we became ineligible for child benefit the world wouldn't stop turning, I might have to think about relaxing my self imposed overtime ban to fund the boats fixed costs - which rather handily are almost to the penny what we receive in child benefit, the benefit to my child? she gets to grow up as a boater learning about nature with a small subsidy from all us UK taxpayers. Sounds to me we have got it just about spot on One thing to be careful of is that when claiming child benefit and not working you still earn NI credits towards your state pension, so if you don’t claim child benefit - which you have paid for out of your families taxes - you will also loose out when you come to claim your state pension. It's a situation neither of us are likely to find ourselves in any time soon. It's also something not widely publicised. Sneaky gits!
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Post by Deleted on Aug 21, 2018 15:30:06 GMT
The tax and benefit system in the UK is mental. When I had a small ltd co I'd pay myself 10k and the wifey whatever her tax allowance was at the time. The rest was payed in dividends. For some reason they only took the PAYE earnings into consideration which entitled us to tax credits, the net result was that although I paid corporation tax on dividends over a certain amount my tax credits were more than the tax I was paying so they paid me. And wifey got full pension credits despite paying zero tax or NI. Embarressing really on an income just short of 6 figures. Then of course child benefit, I don't remember us claiming it - IIRC it just started turning up automatically. The net result of all this plus 50p/mile car allowance was that on nigh on £100k of income I paid a total of about £7k paye/ni/corporation tax. I felt a bit guilty but not that guilty as at least I was paying something rather than being sat on my arse claiming for everything. I do feel sorry for anyone on what Torys sneeringly describe as a "fixed income" i.e. PAYE employees. You guys pay a massive proportion of your income in tax compared to the self employed. Did you manage to get paid for collecting taxes as well (Flat rate scheme), I did. The rise in (so called) self employed jobs is very much designed to take out people from PAYE, the worker benefits very slightly but the business benefits on a far larger scale, customers get a cheap product/service so everyone seems happy. Until people start thinking about why isn't the government/council providing the services that they expect. From what I see no political party is really coming up with the radical ideas to solve what has turned into a broken system. Many youngsters have turned to Corbyn/Labour but I doubt that they can solve the problem - many of the issues have to be considered as part of a global problem/system.
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Post by lollygagger on Aug 21, 2018 15:41:21 GMT
The tax and benefit system in the UK is mental. When I had a small ltd co I'd pay myself 10k and the wifey whatever her tax allowance was at the time. The rest was payed in dividends. For some reason they only took the PAYE earnings into consideration which entitled us to tax credits, the net result was that although I paid corporation tax on dividends over a certain amount my tax credits were more than the tax I was paying so they paid me. And wifey got full pension credits despite paying zero tax or NI. Embarressing really on an income just short of 6 figures. Then of course child benefit, I don't remember us claiming it - IIRC it just started turning up automatically. The net result of all this plus 50p/mile car allowance was that on nigh on £100k of income I paid a total of about £7k paye/ni/corporation tax. I felt a bit guilty but not that guilty as at least I was paying something rather than being sat on my arse claiming for everything. I do feel sorry for anyone on what Torys sneeringly describe as a "fixed income" i.e. PAYE employees. You guys pay a massive proportion of your income in tax compared to the self employed. Did you manage to get paid for collecting taxes as well (Flat rate scheme), I did. The rise in (so called) self employed jobs is very much designed to take out people from PAYE, the worker benefits very slightly but the business benefits on a far larger scale, customers get a cheap product/service so everyone seems happy. Until people start thinking about why isn't the government/council providing the services that they expect. From what I see no political party is really coming up with the radical ideas to solve what has turned into a broken system. Many youngsters have turned to Corbyn/Labour but I doubt that they can solve the problem - many of the issues have to be considered as part of a global problem/system. Yep, forgot about flat rate vat scheme, I had almost zero costs, say 1% of turnover, so that worked out very nicely and covered a large chunk of the corporation tax leaving my total tax as above. I wasn't even trying to avoid tax, my accountants just organised all this stuff as standard. If I'd teally pushed it I expect I could have paid zero tax, but it's best to pay a bit so all the zero payers are higher up the investigation pile. That and moving your tax office every 5 yesrs or so by the accountants moving my official acc address between branches. They had a few ex tax/vat accountants working for them who knew how to play the system.
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Post by Gone on Aug 23, 2018 11:40:29 GMT
The tax and benefit system in the UK is mental. When I had a small ltd co I'd pay myself 10k and the wifey whatever her tax allowance was at the time. The rest was payed in dividends. For some reason they only took the PAYE earnings into consideration which entitled us to tax credits, the net result was that although I paid corporation tax on dividends over a certain amount my tax credits were more than the tax I was paying so they paid me. And wifey got full pension credits despite paying zero tax or NI. Embarressing really on an income just short of 6 figures. Then of course child benefit, I don't remember us claiming it - IIRC it just started turning up automatically. The net result of all this plus 50p/mile car allowance was that on nigh on £100k of income I paid a total of about £7k paye/ni/corporation tax. I felt a bit guilty but not that guilty as at least I was paying something rather than being sat on my arse claiming for everything. I do feel sorry for anyone on what Torys sneeringly describe as a "fixed income" i.e. PAYE employees. You guys pay a massive proportion of your income in tax compared to the self employed. The reason we on paye pay so much tax is so that everybody gets free health care and state pensions etc, even those on 6 figure incomes that game the system to minimise tax whilst taking the benefits paid for by those a lot poorer than themselves.
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Post by lollygagger on Aug 23, 2018 16:42:38 GMT
The tax and benefit system in the UK is mental. When I had a small ltd co I'd pay myself 10k and the wifey whatever her tax allowance was at the time. The rest was payed in dividends. For some reason they only took the PAYE earnings into consideration which entitled us to tax credits, the net result was that although I paid corporation tax on dividends over a certain amount my tax credits were more than the tax I was paying so they paid me. And wifey got full pension credits despite paying zero tax or NI. Embarressing really on an income just short of 6 figures. Then of course child benefit, I don't remember us claiming it - IIRC it just started turning up automatically. The net result of all this plus 50p/mile car allowance was that on nigh on £100k of income I paid a total of about £7k paye/ni/corporation tax. I felt a bit guilty but not that guilty as at least I was paying something rather than being sat on my arse claiming for everything. I do feel sorry for anyone on what Torys sneeringly describe as a "fixed income" i.e. PAYE employees. You guys pay a massive proportion of your income in tax compared to the self employed. The reason we on paye pay so much tax is so that everybody gets free health care and state pensions etc, even those on 6 figure incomes that game the system to minimise tax whilst taking the benefits paid for by those a lot poorer than themselves. The other reason is that jiggling with paye is sooooo simple for government as paye employees can do nothing but pay. Hell, they don't even get to hold the money for a minute, they are a cash cow. The only part of a paye employees tax that effects the employer is employers NI and they can in many circumstances avoid that by employing 3 part timers on 15 hours per week or less. Employers NI is quite a chunk, it was 12% of every penny earned when I last looked about 15 years ago, so there are huge returns for a large employer by avoiding it and in many cases I imagine it's the difference between a small business coping or failing. Funny how when taxing the better off is discussed by political parties they only talk about paye employees, when in reality the proportion of the "better off" part of society that are paye employees must be tiny. I don't know what the answer is other than become genuinely self employed and in full control (as opposed to being a self employed employee, which is just another con).
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