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Post by Clinton Cool on Apr 16, 2020 15:26:03 GMT
The current crisis has made me focus more on my retirement plan. I'm short on my government pension contributions but no matter, I can correct that by having little in savings, the government will then pay the full sum anyway. The easiest way to get rid of saving is to buy a house, I could then 'dip into' its value as and when needed by doing equity releases.
I want to live close to the coast, always have, this will be my opportunity.
I've thought about living in the Swansea area, possibly out towards The Mumbles. I've Welsh heritage and would feel comfortable living there. My number 1 though is Cornwall. More specifically, Penzance, that's the only town close to the coast where my £180K or so budget will buy me a little house. I don't want to live in a flat, park home etc.
The Cornish are apparently quite hostile towards 'outsiders'. This is understandable in a way. The lowest wages in the country, most houses approaching London prices, it must be tough for them and resentment is understandable. What I'd like to understand is if someone like me, not a flash git that think's he's above others but I'm clearly a northerner, would be allowed to feel comfortable living there, or are locals likely to resent me, making life uncomfortable?
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Post by Jim on Apr 16, 2020 16:16:11 GMT
The current crisis has made me focus more on my retirement plan. I'm short on my government pension contributions but no matter, I can correct that by having little in savings, the government will then pay the full sum anyway. The easiest way to get rid of saving is to buy a house, I could then 'dip into' its value as and when needed by doing equity releases. I want to live close to the coast, always have, this will be my opportunity. I've thought about living in the Swansea area, possibly out towards The Mumbles. I've Welsh heritage and would feel comfortable living there. My number 1 though is Cornwall. More specifically, Penzance, that's the only town close to the coast where my £180K or so budget will buy me a little house. I don't want to live in a flat, park home etc. The Cornish are apparently quite hostile towards 'outsiders'. This is understandable in a way. The lowest wages in the country, most houses approaching London prices, it must be tough for them and resentment is understandable. What I'd like to understand is if someone like me, not a flash git that think's he's above others but I'm clearly a northerner, would be allowed to feel comfortable living there, or are locals likely to resent me, making life uncomfortable? I suspect, if you join in and contribute to local stuff, it will be fine. It's the second home owners who are more likeley to get flack. A friend of ours lived in a council flat in Rochdale. She said she had put herself on the exchange list to swap with someone in Cornwall. Oh how we laughed. Who'd swap Cornwall for Rochdale? A couple of years later, it happened, a council flat 1/4 mile form the sea in Newquay. She had a great time.
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Post by Gone on Apr 16, 2020 16:17:38 GMT
The current crisis has made me focus more on my retirement plan. I'm short on my government pension contributions but no matter, I can correct that by having little in savings, the government will then pay the full sum anyway. The easiest way to get rid of saving is to buy a house, I could then 'dip into' its value as and when needed by doing equity releases. I want to live close to the coast, always have, this will be my opportunity. I've thought about living in the Swansea area, possibly out towards The Mumbles. I've Welsh heritage and would feel comfortable living there. My number 1 though is Cornwall. More specifically, Penzance, that's the only town close to the coast where my £180K or so budget will buy me a little house. I don't want to live in a flat, park home etc. The Cornish are apparently quite hostile towards 'outsiders'. This is understandable in a way. The lowest wages in the country, most houses approaching London prices, it must be tough for them and resentment is understandable. What I'd like to understand is if someone like me, not a flash git that think's he's above others but I'm clearly a northerner, would be allowed to feel comfortable living there, or are locals likely to resent me, making life uncomfortable? I don't want to be negative, but I suspect you will not be wellcomed as all outsiders coming into an area will push up house prices. Whilst the low paid may not be bothered if posh houses are expensive, but you buying a 'starter home' at a price locals can no longer afford will not make you popular, also older people moving in don't have children, so another household that doesn't use the school, may as well close the school and convert it into retirement flats....... Another dying village.......... But this is probably more a costal village problem, I do know a guy that bought a place well inland and out on it's own - basically not really attractive to locals that wanted to be near schools and shops and he was made welcome, but that was about 10 years ago.
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Post by JohnV on Apr 16, 2020 16:43:26 GMT
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Post by Deleted on Apr 16, 2020 18:16:06 GMT
Used to go on holiday there and stay in one of my mega wealthy step mother's spare houses. St Just in Roseland.
Quite nice. Cornwall is okay but if I lived there it would definitely be on a boat. Bit of a boat nutter.
Wouldn't really want a house to be honest.
It will be interesting to see if all this Covid nonsense makes people even more protective of their home areas. It could change society behaviour it's possible.
There was somewhere I think it was St Ives (the cornwall one) where they managed to ban outsiders buying property. Or something similar.
Good.
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Post by metanoia on Apr 16, 2020 18:19:38 GMT
Called them "grockles" where I came from when I was a kid …
Mind you - there were benefits - I always had a weekend/evening/summer job from the age of 12...
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Post by Deleted on Apr 16, 2020 18:21:59 GMT
Yes that's what we were. Late 80s early 90s.
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Post by Mr Stabby on Apr 16, 2020 18:24:33 GMT
Cornwall, twinned with Norfolk is about the size of it. An entire county of inbred and hostile simpletons.
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Post by Deleted on Apr 16, 2020 18:32:39 GMT
Isn't the hostility anywhere in the country about second homes ... stand empty so much of the year ... dog in the manger type thing.
I would expect most people would accept someone who lived full time in the community, and was an active participant ... pub, local shops customer etc.
But no experience directly I'm afraid.
Rog
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Post by JohnV on Apr 16, 2020 18:36:01 GMT
Used to go on holiday there and stay in one of my mega wealthy step mother's spare houses. St Just in Roseland. Quite nice. Cornwall is okay but if I lived there it would definitely be on a boat. Bit of a boat nutter. Wouldn't really want a house to be honest. St Just in Roseland is a lovely place, the church is a magic setting with some very rare plants in the churchyard stayed in Portscatho many times
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Post by Clinton Cool on Apr 16, 2020 18:40:47 GMT
The local insult I'm aware of is 'emmets' (spelling?). It means ants, possibly from the Cornish language. There's also hostility in Wales but given that my family are from there and I speak a few words of it (and would learn to speak it better if I chose to live there), and that my surname and one of my Christian names are as Welsh as it's possible to be, I think it would be plain sailing there, at least in that respect.
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Post by Deleted on Apr 16, 2020 18:47:41 GMT
Isn't the hostility anywhere in the country about second homes ... stand empty so much of the year ... dog in the manger type thing. I would expect most people would accept someone who lived full time in the community, and was an active participant ... pub, local shops customer etc. But no experience directly I'm afraid. Rog I've lived in North Wales and Devon (born in London) for some people you will always be an outsider, often tolerated well, but when the crunch comes you find out just how many resort to 'but we can't intervene x was born and bred here'.
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Post by Deleted on Apr 16, 2020 18:50:15 GMT
I can understand that if you're from London.
Rog
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Post by Deleted on Apr 16, 2020 19:06:14 GMT
Just for the OP - the places I lived in were very rural, I doubt Penzance is the same - it's still mostly a shithole though...
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Post by JohnV on Apr 16, 2020 19:07:13 GMT
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