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Post by Deleted on Jul 25, 2020 23:05:55 GMT
Because I'm old now, life is more under control ... we've been through the financial worries, the traumas and life's crises ... what should we do ... how will we pay for that ... these sort of issues are mostly behind us I'm happy (and very lucky) to say. Life's irritations for us are now inconsequential and idiotic things beyond our control ... I know from reading other's posts here, I should celebrate that fact rather than complain about my lot. I guess I'm trying to say that I should remember ... getting old isn't ALL bad news Rog
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Post by Clinton Cool on Jul 26, 2020 6:10:49 GMT
To put this in perspective I'm still very lucky, in the scheme of things. I'm 58, haven't worked as such for 3 years and probably won't have to again. What's got to me is that it's been one thing after another. It seems that as soon as I come to terms with one event, it takes a little while, the next one emerges. When there are so many of them, one after another, it's difficult to get away from thinking that this is the new normal. This is difficult to deal with. That's why I'm going to make big changes. Beyond this, if it all works out or even if most of it works out things can still go wrong but there are less of them to go wrong. This is where I want to be. If I reckoned it up £50-60K has been spunked in the last 6 months. That's a lot to someone who's used to living off £12K a year. If that 50 to 60 becomes 60 to 70 I don't really care, I just need to stop the rot, it's doing me no favours at all.
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Post by JohnV on Jul 26, 2020 6:30:26 GMT
when I moved onto Sabina, the decision was rent the house or sell it ..... I have a mate who has a few houses he rents and I know the problemns he is always getting. You have to be nearby and you have to be on the ball or pay a big wack to an agent ..... and I have heard more than a few srories about them.
So I sold.
At that time I was under retirement age but I had closed the company (my main customer had been taken over by a French conglomerate so no more work there) rather than basically try and start again almost from scratch. As a result a good wodge of the capital disappeared over the next few years before my state pension and a very modest private pension started. That was the downside ..... the upside is that I am managing quite happily within my small budget and most importantly ....... years and years of no hassle !!!
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Post by naughtyfox on Jul 26, 2020 7:06:08 GMT
I just need to stop the rot, it's doing me no favours at all. Did you consider getting a longer boat for yourself and living Happily Ever After in that? You can still leave it in safe marinas now and then and catch a train to go walking in Wales, or cycling round Scotland. Boats are vulnerable to villains along the towpath, but houses get burgled too!
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Post by Clinton Cool on Jul 26, 2020 7:42:51 GMT
I just need to stop the rot, it's doing me no favours at all. Did you consider getting a longer boat for yourself and living Happily Ever After in that? You can still leave it in safe marinas now and then and catch a train to go walking in Wales, or cycling round Scotland. Boats are vulnerable to villains along the towpath, but houses get burgled too! Not really. My little boat is cheap enough to run but as soon as you go bigger, the costs multiply. Bring marina costs into things and it gets silly. I reckon my little boat costs £2K a year to run on average. The house will be around the same, plus maintenance. I like living on the boat, being on the water and I enjoy waking up in different places. Cruising, find it dull as dishwater, I'd much prefer to be kayaking, surfing or fishing. Also I've always been Welsh in my soul, but I've only just accepted it.
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Post by patty on Jul 26, 2020 8:07:59 GMT
To put this in perspective I'm still very lucky, in the scheme of things. I'm 58, haven't worked as such for 3 years and probably won't have to again. What's got to me is that it's been one thing after another. It seems that as soon as I come to terms with one event, it takes a little while, the next one emerges. When there are so many of them, one after another, it's difficult to get away from thinking that this is the new normal. This is difficult to deal with. That's why I'm going to make big changes. Beyond this, if it all works out or even if most of it works out things can still go wrong but there are less of them to go wrong. This is where I want to be. If I reckoned it up £50-60K has been spunked in the last 6 months. That's a lot to someone who's used to living off £12K a year. If that 50 to 60 becomes 60 to 70 I don't really care, I just need to stop the rot, it's doing me no favours at all. Try not to let the money lost eat away at you...Horror House renovation cost over 100k because of the horrendous issues uncovered..I sold at a 60 k 'loss'.. I've had other personal problems that took huge chunk of dads inheritance...I couldn't refuse to help someone and still can't. I won't live with regrets any more, I've some savings..not a lot as most of what dad left me has gone but on the plus I managed the amazing trip round S America and I'm so pleased I went...I booked that when I realised just how much money had gone solving problems. Whatever happens here will have to be cheap fixes, designed to see me out...or kids will have to help.... As my sis says we could be dead in 6 months, live life for to-day. Sell your rentals, buy your Welsh home and move on....
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