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Post by Deleted on Sept 7, 2021 19:56:01 GMT
I'll give you some credit for this statement. oh no not you again! I'd take the credit but I don't like it.
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Post by metanoia on Sept 7, 2021 19:57:02 GMT
Always remember - it's what you DON'T do that you regret the most.
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Post by Deleted on Sept 7, 2021 19:59:02 GMT
I often wonder about people and relationships and boats, or houses come to that.
My parents were always moving house to divert attention from their relationship problems then they eventually got divorced when the old man found and incredibly rich younger woman from the gentry.
I'm sure a lot of boats cause similar issues. Unfortunately for me the only gentry I have been hit on by was an old man which was irritating as I like the ladies.
anyway, Be careful that the plan to move onto a boat is not something else in disguise.
It could be amazing but also narrow boats are just that. Narrow.
I'm not trying to say anything bad here but it needs a good deal of thinking about.
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Post by Deleted on Sept 7, 2021 19:59:30 GMT
Always remember - it's what you DON'T do that you regret the most. Not in my case !
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Post by Deleted on Sept 7, 2021 20:02:37 GMT
I hesitate to offer advice as we all approach problems from our own perspective on risk, finance , adventure etc. But I'd be wary of feeling forced or pressured into an overly quick decision about your future, simply to accommodate others time frames. A few weeks renting, or the purchase of a cheap camper or caravan, or even squatting with family, may give you more control over decisions, to avoid feeling rushed into buying the first available boat. Good luck with it, whatever you decide Rog Thanks Rog, you are totally right, that's the thing we want to avoid, buying the wrong boat. I think we might consider buying a cheap caravan, we actually had one a few years ago and used it a lot so know the all the ins and outs of them.
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Post by Deleted on Sept 7, 2021 20:04:32 GMT
Always remember - it's what you DON'T do that you regret the most. I know, I still regret not shagging an ex landlady when I had the chance...
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Post by Deleted on Sept 7, 2021 20:08:58 GMT
I often wonder about people and relationships and boats, or houses come to that. My parents were always moving house to divert attention from their relationship problems then they eventually got divorced when the old man found and incredibly rich younger woman from the gentry. I'm sure a lot of boats cause similar issues. Unfortunately for me the only gentry I have been hit on by was an old man which was irritating as I like the ladies. anyway, Be careful that the plan to move onto a boat is not something else in disguise. It could be amazing but also narrow boats are just that. Narrow. I'm not trying to say anything bad here but it needs a good deal of thinking about. I take your point but no it's definately not a decision we're taking lightly or on a whim, we have thought about it for the past 10 years or so. I retired last year and while we are both fit and healthy now is the time.
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Post by Deleted on Sept 7, 2021 20:11:40 GMT
Don't buy in a rush or you'll probably regret it ! Your boat needs to find you,not the other way round. If there are to be regrets it is more likely boat v house living. In my experience the purchase of the boat has to be done quickly. Also, once you have bought that boat it is not easily changed, so it has to be a good boat, not some old seive. Personally, given economic alternatives, I would have kept bricks and mortar, generating letting income and a bolthole. You will get older every day. Fitness cannot be relied on, what is Plan B? Two people living on a narrow boat, in a 4ft double bed on a serviced mooring, I don't get it. I did meet a chap, solo, with a camper an for his winter living, in Portugal, and summer on his boat, seemed very happy.
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Post by Deleted on Sept 7, 2021 20:22:17 GMT
PS people who claim not to use credit forget their mortgage is just that, just long term, and currently very cheap.
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Post by Deleted on Sept 7, 2021 20:31:11 GMT
PS people who claim not to use credit forget their mortgage is just that, just long term, and currently very cheap. is that aimed at me? If so we haven't had a mortgage on this house or the one before. And yes we do have a plan B, but thanks for your concern.
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Post by Deleted on Sept 7, 2021 20:33:01 GMT
Don't buy in a rush or you'll probably regret it ! Your boat needs to find you,not the other way round. If there are to be regrets it is more likely boat v house living. In my experience the purchase of the boat has to be done quickly. Also, once you have bought that boat it is not easily changed, so it has to be a good boat, not some old wreck. Personally, given economic alternatives, I would have kept bricks and mortar, generating letting income and a bolthole. You will get older every day. Fitness cannot be relied on, what is Plan B? This happened to my mum. She sold bricks and mortar in 1996 and went boating around the system for ten years. I did the same thing choosing to spend some inheritance on boat and avoiding doing normal things or buying bricks and mortar. So we had a good time one person and some dogs on each boat lots of flowers on roof escape from the real world while traveling around the wonderful narrow canals with them coffin locks. Anyway she spent twelve years on the narrow boat after which time property prices in our southeast "oh yeah baby we got money to burn!" had gone up stupidly then she realised she wanted to go back on land and "how the mighty have fallen". Bad timing as it was Gordon Brown and Tiny Blur so the property values went up very rapidly. It didn't bother me as I am a boat nut who will always live on boats regardless but she was just looking for an escape when she got the boat. Not a natural boat person. Anyway that's a bit of a personal story and her killing herself was not entirely about the choice to live on a boat but yes it was related. I am biased on this.
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Post by Deleted on Sept 8, 2021 5:40:16 GMT
PS people who claim not to use credit forget their mortgage is just that, just long term, and currently very cheap. is that aimed at me? If so we haven't had a mortgage on this house or the one before. And yes we do have a plan B, but thanks for your concern. I am just making a general comment, else I would have used the quote facility.
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Post by Clinton Cool on Sept 8, 2021 5:59:53 GMT
Caravan. Don't worry about the condition, it will get you used to living on a boat. Plenty of cheap ones around. One on a Facebook page close to here the other day, it was free.
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Post by ianali on Sept 8, 2021 7:58:55 GMT
I’d think very carefully before selling your house. Have you looked at the possibility of renting it out, then using the rental money to pay for a loan on a boat?
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Post by Deleted on Sept 8, 2021 8:17:19 GMT
I’d think very carefully before selling your house. Have you looked at the possibility of renting it out, then using the rental money to pay for a loan on a boat? Believe me we have done, having rented out a previous house and had loads of grief, not getting rent and having the house basically trashed we don't want that again. All the time we would be on a boat we'd just be worrying and wondering what was happening in the house and that would spoil the whole boating experience. I know some people are only trying to give advice(apart from the negative one) but we have been planning this for years. It's not as though we've never lived outside of a house, we lived in a small 2 berth caravan through a cold winter then 2 years ago we toured full time in a campervan for nearly a year so we know what problems can arise with that type of lifestyle.
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