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Post by Deleted on Nov 20, 2019 10:47:34 GMT
A friend finished work around the same time as me.
Jane and I had a plan for many years to buy a boat and become 'water gypsies', exploring our country from the canal system, so retirement was the beginning of something special, not the end.
My friend lasted four weeks before taking full time employment again, in the same line as previously ... he said he simply didn't know what to do without his job.
As long as we're both enjoying ourselves, it doesn't really matter.
He certainly has a lot more money than us, but then he spends a lot more than us too.
When we were younger (like everyone here I would guess) money was tight, and not having enough could be a real worry.
We work for 12 weeks in winter to 'top up' the boating fund and can then spend 40 weeks cruising.
There's no doubt we're very fortunate.
Rog
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Post by patty on Nov 20, 2019 10:50:59 GMT
A friend finished work around the same time as me. Jane and I had a plan for many years to buy a boat and become 'water gypsies', exploring our country from the canal system, so retirement was the beginning of something special, not the end. My friend lasted four weeks before taking full time employment again, in the same line as previously ... he said he simply didn't know what to do without his job. As long as we're both enjoying ourselves, it doesn't really matter. He certainly has a lot more money than us, but then he spends a lot more than us too. When we were younger (like everyone here I would guess) money was tight, and not having enough could be a real worry. We work for 12 weeks in winter to 'top up' the boating fund and can then spend 40 weeks cruising. There's no doubt we're very fortunate. Rog . You sound as if u have achieved a lovely balance and I hope it lasts for many years to come
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Post by Telemachus on Nov 20, 2019 10:59:09 GMT
A friend finished work around the same time as me. Jane and I had a plan for many years to buy a boat and become 'water gypsies', exploring our country from the canal system, so retirement was the beginning of something special, not the end. My friend lasted four weeks before taking full time employment again, in the same line as previously ... he said he simply didn't know what to do without his job. As long as we're both enjoying ourselves, it doesn't really matter. He certainly has a lot more money than us, but then he spends a lot more than us too. When we were younger (like everyone here I would guess) money was tight, and not having enough could be a real worry. We work for 12 weeks in winter to 'top up' the boating fund and can then spend 40 weeks cruising. There's no doubt we're very fortunate. Rog I think a lot depends on whether one has developed interests and skills outside of work. Some people seem to have nothing in their lives except work, sleep, eat, repeat. And maybe they struggle to be with their spouse for more than a short time without arguing etc. What a shame. I have always been interested in electronics, flying, mechanics and just generally learning new stuff. Work tends to be repeating skills and stuff already learnt a long time ago, and thus fairly boring. As a kid, I was mad keen on electronics. Then did a degree and started working in that field. Magic soon comes off when you turn a hobby into a job! Exactly the same happened with flying - now I no longer have to get out of bed at 5am to do an early flight in shit weather over a raging North Sea, I am enjoying my hobby flying much more. Fortunately as a pilot it wasn’t a “real job” - due to regulations, we could only effectively do 750hrs flying a year max, and that even when divided by our equal time roster of 182 days worked, only comes to just over 4 hours a day. Of course time spent at work was quite a bit more than that, but still it was effectively a “part time job” with the equal time roster. So plenty of time to kindle lots of hobbies and interests outside work. After I retired at 57, I now have no idea how I ever had the time to attend even my “part time” job. On the other hand a colleague is approaching 65 and still working as training and standards manager. Mostly a desk job with little flying. He always looks miserable and I have no idea why he still does it, except that he seems to have zero interests outside work. No kids, no divorces, = loads of money. I think he will be one of those who retires and then drops down dead shortly afterwards.
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Post by Deleted on Nov 20, 2019 11:03:12 GMT
Semi - retired at 36 yrs old - I know the good life...
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Post by patty on Nov 20, 2019 11:05:04 GMT
I had a lot of interests.. am dram, messing around helping mum and dad with their small holding, dance and other stuff then I discovered writing and that keeps me occupied now. I don’t do so much d I y but I like travelling and checking out whatever I see. Obv I’ve got involved with the next generation but that’s set to change. As I travel on I’m open to new interests and that keeps me content
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Post by Deleted on Nov 20, 2019 11:18:23 GMT
I like a nice healthy discussion about money
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Post by Deleted on Nov 20, 2019 11:29:19 GMT
Not for the first time I think you miss the point ... we weren't discussing money.
When you have no money (or not enough for needs) life is tough.
When you have the luxury of being able to focus on ways to fill your time, rather than ways to earn, life can be so much more fun.
I think some people simply NEED to work ... define themselves by their work and struggle with any sense of 'self worth' without their 'job title' ... not necessarily about money.
I'm sure there's no right or wrong ... we just have different views and perspectives.
Rog
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Post by kris on Nov 20, 2019 12:06:41 GMT
Ive just watched the first episode, i enjoyed it and will be watching the rest.
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Post by Telemachus on Nov 20, 2019 15:41:54 GMT
I think some people simply NEED to work ... define themselves by their work and struggle with any sense of 'self worth' without their 'job title' ... not necessarily about money. Rog I’m sure that is true. When I had to take early retirement due to the Meniere’s I sort of went from “Captain Nick Norman, Chief Training Captain” etc etc, to “That retired bloke”. I did feel slightly emasculated, I think in part because retirement was forced on me rather being my choice. Bit that feeling soon wore off! Sometime later I started having nightmares that I’d got my medical back and had to go back to work. Eeeek! didn’t like that idea!
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Post by Trina on Nov 20, 2019 15:45:05 GMT
We like retirement.😁We both have decent pensions & have made provision for ourselves moneywise over the years.We can go boating when we like & for as long as we like,we go to somewhere sunny 2 or 3 times a year and also do some vollying for various causes.We enjoy going to visit new places by car/public transport when we're not out on the cut,plus concerts & theatre visits are fairly frequent.All in all,we don't have time to be bored & neither of us would fancy going back to work !
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Post by Deleted on Nov 20, 2019 16:57:24 GMT
What the hell ! Rog ETA the fox has removed his nonsense unrelated post leaving this comment relating to nothing anymore. I apologise for the disruption to what was an interesting discussion
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Post by metanoia on Nov 20, 2019 17:52:51 GMT
I can't really afford to live the way I do ….
.... but then again, I really can't afford not to.
met x
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Post by Andyberg on Nov 20, 2019 17:54:36 GMT
I can't really afford to live the way I do …. .... but then again, I really can't afford not to. met x Remember folks... A tenner in the bank when you die is a tenner wasted! 👍
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Post by thebfg on Nov 20, 2019 18:37:31 GMT
Were flat broke. To be honest we both earn alright money, in the grand scheme of things.
However with 4 max out credits cards and two large loans, repayments take up much of our wages, that and money into 4 saving accounts for the kids future.
Xmas this year is going to be very tight.
Times are tough
Saying that the kids don't normally go without they do enjoy life
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Post by Deleted on Nov 20, 2019 19:00:36 GMT
On way back from school today my younger daughter Leila was going on about a boy whose dad could "buy him anything he wants". When I enquired as to whether his dad collected him from school she said "never".
I collect the kids from school but I never buy them anything noticeable for birthdays or Christmas, or any other time. Well other than food I suppose. And charity shop clothes. And coal to keep the boat warm. Trying to steer them away from nonsense overconsumption. Their mother is the same however her relatives do insist on giving them awful and quite costly but ultimately worthless presents now and then.
What can you do?
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