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Post by duncan on Jan 1, 2022 21:06:00 GMT
I have previously found that 3rd party on a car is not necessarily any cheaper than fully comprehensive. I don't know if this is the same on boats.
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Post by Mr Stabby on Jan 1, 2022 21:17:32 GMT
I have previously found that 3rd party on a car is not necessarily any cheaper than fully comprehensive. I don't know if this is the same on boats. Sometimes third party cover on a car is actually more expensive than comprehensive. On boats it tends to be around 30% cheaper, it's a different insurance model with more probability of a claim being made by a policyholder for a loss to his own vessel than in the car insurance world where the majority of claims are third-party claims, dodgy whiplash, inflated cost of replacement cars etc. |
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Post by Jim on Jan 2, 2022 10:03:01 GMT
Look at Foxy. Had a survey done when he bought the boat showing a solid hull, now just seven years later it's like a tea-bag. Who's to say that the broker, potential purchaser and surveyor, knowing that the vendor is 1,500 miles away and in a cleft stick due to travel restrictions and a tightly binding contract, haven't colluded to provide a survey designed purely to paint a falsely negative picture and rip the vendor off? Hull survey was ordered by previous owner in 2014 for selling the boat - before he even thought to offer it to us. All looked OK. We had a survey done 'just to check' in 2016 when we were doing the blacking ourselves in dry dock - surveyor said that if this boat is 30 years old, it'll go for another 30, good old British steel, etc. Results matched the 2014 survey. Baseplate fine. Survey 2019 (not needed but we had it done anyway) - baseplate couldn't be looked at as was too low on trailer. The thought did occur to us about being 'had'. We weren't there, so can't say, and anyway, a surveyor can say what they like. Contract was not 'tightly binding' - we thought if we hadn't sold the boat after 6 months then we'd maybe carry on with it and have a holiday this coming Summer on it. Baseplate was solid enough for me - banged the 13kg gas bottle down on it hard, never any water at the back end (engine room) - but never been under the central bit myself with a hammer or measuring meter. It's possible that, at 35 years old, the baseplate was 'thin'. Well, we never sank, and have travelled all over the country with the little tub. Nothing bad happened, do damage, no injuries. Good memories + photos to look at. We had to sell it at some stage anyway - the idea was in another 5 years - but circumstances with all kinds of things had us thinking that if it goes now, so be it. A bit sad, but then it was becoming a bit of a liability just gathering mooring fees. Some here think I have been hiding under our bed afraid of The Virus but the fact is that international travel just ain't what it used to be. You have the likes of Andyberg & Jim sneering, but they never go abroad. We have flown back and forth to the boat four to five times a year, which was tough enough - but then we had a local airport which has now closed (due to Covid) so that leaves driving to Helsinki Airport 8 hours (+ car park charges) or going by train, and the bus garage where we used to leave the car has now gone (my old workplace), so where to leave the car if we went by train (5 hours)? As a PCR test is required before getting on a plane, and results take 1-2 days, where does one hang around whilst waiting for them? And what if one is 'positive' (the tests are rubbish anyway - completely unreliable and a fraud). Then there's the quarantine in the UK, and the PCR tests required upon arrival... in the olde days we could catch the 0540 plane to Helsinki and the 0800 plane to Heathrow/Manchester and be on the boat by mid-afternoon. Those days have gone. I follow a forum where travel to/from the UK is discussed, and general confusion and misery is the only item there. When I am free from work then we might be able to get over to the UK - a few loose ends to tie up, people to visit, and maybe a little holiday, but it'll most likely be by rental car for a first trip. Travelling round with a rail pass is another idea, and the Witch has suggested we could even rent a canal boat. I don't think our boat is going to be scrapped - if the baseplate needs replacing/repairing it's gone to someone who knows how to do that - I have a feeling it'll still be in use. Thought I'd take a peek, while there is some useful info on your boat you are still peddling the same old nonsense. Even having to resort to making things up, of course I go abroad, had several jollies paid for with eu funds as well as adventures under my own steam. Did the new owner appreciate the 500 page oil change log book? Shame you didn't oil the baseplate. |
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Post by naughtyfox on Jan 2, 2022 11:04:03 GMT
Hull survey was ordered by previous owner in 2014 for selling the boat - before he even thought to offer it to us. All looked OK. We had a survey done 'just to check' in 2016 when we were doing the blacking ourselves in dry dock - surveyor said that if this boat is 30 years old, it'll go for another 30, good old British steel, etc. Results matched the 2014 survey. Baseplate fine. Survey 2019 (not needed but we had it done anyway) - baseplate couldn't be looked at as was too low on trailer. The thought did occur to us about being 'had'. We weren't there, so can't say, and anyway, a surveyor can say what they like. Contract was not 'tightly binding' - we thought if we hadn't sold the boat after 6 months then we'd maybe carry on with it and have a holiday this coming Summer on it. Baseplate was solid enough for me - banged the 13kg gas bottle down on it hard, never any water at the back end (engine room) - but never been under the central bit myself with a hammer or measuring meter. It's possible that, at 35 years old, the baseplate was 'thin'. Well, we never sank, and have travelled all over the country with the little tub. Nothing bad happened, do damage, no injuries. Good memories + photos to look at. We had to sell it at some stage anyway - the idea was in another 5 years - but circumstances with all kinds of things had us thinking that if it goes now, so be it. A bit sad, but then it was becoming a bit of a liability just gathering mooring fees. Some here think I have been hiding under our bed afraid of The Virus but the fact is that international travel just ain't what it used to be. You have the likes of Andyberg & Jim sneering, but they never go abroad. We have flown back and forth to the boat four to five times a year, which was tough enough - but then we had a local airport which has now closed (due to Covid) so that leaves driving to Helsinki Airport 8 hours (+ car park charges) or going by train, and the bus garage where we used to leave the car has now gone (my old workplace), so where to leave the car if we went by train (5 hours)? As a PCR test is required before getting on a plane, and results take 1-2 days, where does one hang around whilst waiting for them? And what if one is 'positive' (the tests are rubbish anyway - completely unreliable and a fraud). Then there's the quarantine in the UK, and the PCR tests required upon arrival... in the olde days we could catch the 0540 plane to Helsinki and the 0800 plane to Heathrow/Manchester and be on the boat by mid-afternoon. Those days have gone. I follow a forum where travel to/from the UK is discussed, and general confusion and misery is the only item there. When I am free from work then we might be able to get over to the UK - a few loose ends to tie up, people to visit, and maybe a little holiday, but it'll most likely be by rental car for a first trip. Travelling round with a rail pass is another idea, and the Witch has suggested we could even rent a canal boat. I don't think our boat is going to be scrapped - if the baseplate needs replacing/repairing it's gone to someone who knows how to do that - I have a feeling it'll still be in use. Thought I'd take a peek, I always find your posts entertaining, naughtyfox. I now regret getting my three jabs, as all I got from them was Covid. You were so right, and I was so wrong. Well, I did suggest playing with experimental drugs will only lead to tears. You didn't listen. |
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Post by brummieboy on Jan 2, 2022 14:36:42 GMT
The only 'abroad' we've had in the last 2 years was a trip to Northern Ireland for a family wedding. Normally we take a ferry from Holyhead to Dublin and drive up to Warrenpoint. At the last minute we had to change our outward ferry to go from Liverpool to Belfast, and that boat was rammed, mainly with Irish going home but wanting to avoid the draconian testing requirements of the R.O.I. So much for the fanfared common travel area. We returned home, driving to Dublin and crossing to Holyhead with only a perfunctory verbal check at Holyhead to ask whether we had been out of the common travel area within the last 14 days.
In August we went on a round Britain cruise, but could only disembark at the ports we visited as part of an authorised cruise line excursion to keep us isolated, so not much freedom there. We have friends who have a house in France that they are not allowed to visit.I sympathise with Foxy and anyone else who has been unable to live anywhere near a normal life.
Let's hope Bold Boris's attempt to break the cycle of doom succeeds.
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