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Post by thebfg on Mar 25, 2018 17:24:58 GMT
![]()   They managed to write of four cars in total. I am still pissed of with it. We brought that car of a squaddie with under 20,000 miles on it. Was about 4 years old. Not a single mark on it inside you out. Bloody faultless. It had 300 quid tyres that were weeks old and full tank of diesel. Can you tell I haven't let it go. |
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Post by Deleted on Mar 25, 2018 17:33:39 GMT
Were you in it?
I have been in one minor (deliberate) vehicle accident. About 5 years ago i was travelling in a friends nackered 1986 range rover when a scum darkie (Foxy could put this much better than me) stopped in front with no brake lights. A mini cab with two "passengers". No dash cam sadly but also no brake lights.
I hurt my knee a bit. Mercedes 200 was smashed up and range rover had a bent bumper.
No doubt the people in the front vehicle claimed for injury.
Apparently some scum drive about looking for older vans, 4x4s etc to deliberately stop in front of.
Just so they can claim.
I'd nailgun their feet to the road and run them over if it was allowed. Real scum. They could have caused a nasty injury in the following vehicle. Obviously all the occupants of the front car are expecting it so less likely to be injured.
Scum.
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Post by naughtyfox on Mar 25, 2018 17:38:14 GMT
But surely the Police insurance paid for it all?
The Police are in a tight corner when giving chase - it's just a matter of time before they hit something/someone - but if they didn't go after villains, the villains would be laughing and never get caught.
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Post by naughtyfox on Mar 25, 2018 17:45:24 GMT
Were you in it? I have been in one minor (deliberate) vehicle accident. About 5 years ago i was travelling in a friends nackered 1986 range rover when a scum darkie (Foxy could put this much better than me) stopped in front with no brake lights. Now you're making me sound like Alf Garnett... I have read about the 'cash for crash' scam - as I remember Bradford comes out on the list of the worst five as Number One. My attitude is to be aware that this scam exists, and to keep your eyes wide open when driving in urban environments. Cars/vehicles - when used deliberately as a weapon, the crime should be treated as an 'armed' situation, in my opinion. |
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Post by Deleted on Mar 25, 2018 17:48:34 GMT
This was the result of an HGV driver deciding he didn't like the lane he was in and ours was much nicer. Jan was driving at the time. He just indicated and immediately cut across into our lane. He claimed we were in his blind spot which was possibly true. We both stopped but started to cause a massive hold up in the roadworks. So he moved off agreeing to meet at the next services. Of course the bastard just legged it. The police couldn't trace him and stupidly I didn't get his number before he left. (Despite having a digital camera in the boot!)   |
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Post by naughtyfox on Mar 25, 2018 17:49:11 GMT
FIVE postcode areas of Bradford are among the UK’s top 30 ‘crash for cash’ hotspots, according to a study.
The Insurance Fraud Bureau (IFB) has ranked the top 30 postcode districts for fraudulent scams.
‘Crash for cash’ scams are where a fraudster, or group of fraudsters, stages an accident by deliberately causing a collision on the road, solely for the purpose of financial gain. The IFB's rankings also include incidents where fraudsters have damaged their own vehicle, often with a sledge-hammer or blunt object, to make it appear as if it has been involved in an accident.
The BD8 postcode, featuring Manningham, Girlington, White Abbey, Four Lane Ends, Whetley, Westbourne Green, West Park, Lower Grange, Rhodesway, Crossley Hall, Fairweather Green, Belle Vue, and BD9, including Frizinghall, Heaton, Daisy Hill, Haworth Road Estate, Chellow Heights and Chellow Grange, were ranked joint fourth.
Meanwhile BD3, including Barkerend, Bradford Moor, Thornbury, Eastbrook, Pollard Park, parts of Laisterdyke, Undercliffe, Wapping, finished in seventh place.
The BD7 postcode, which includes Great Horton, Lidget Green, Scholemoor, Horton Bank Top, Horton Grange, was 12th in the list, while BD5, which covers Bankfoot, Little Horton, West Bowling, Canterbury, Marshfields, Ripleyville, was ranked 21st.
These criminals often target innocent road users to profit from fraudulent insurance claims, putting motorist’s lives at risk.
Fraudulent motor claims submitted following the accident can also result in false personal injury and credit hire claims.
Such scams are estimated to cost the industry £336 million each year, with a single collision potentially worth tens of thousands of pounds.
Birmingham has the highest level of representation on the IFB’s map, with ten postcode districts featuring, including the top three postcodes.
Councillor Shabir Hussain (Lab, Manningham, which is in the BD8 postcode) said it was unfair that the crash for cash scams have seen innocent driver’s insurance premiums rise.
He said: “These are unbelievable figures.
“No wonder people have huge insurance premiums in our area.
“It’s very shocking and innocent people are having to pay more.”
Cllr Mohammed Amran (Lab, Heaton, within the BD9 postcode) said it has been a problem highlighted to him by residents at a number of ward councillor surgeries.
He said: “We are working closely with then police to stop these scams in our area.
“The high insurance premium figures because of these scams are killing people.
“It’s really unfair for good drivers to be affected by it.
“It has been raised to us a number of times by members of the public.
“These scams are causing us all havoc.”
Jason Potter, head of investigations at IFB, said “Bradford has five postcodes that feature in our top 30 postcode district hotspots data, three of which are in the top ten, indicating that there have been a higher number of crash for cash incidents in these areas.
“However, crash for cash is a nationwide problem that cannot be ignored.
“Last year, this type of fraud cost £336m, which is not an insignificant amount, and shows there is still a lot of work to be done.”
The IFB says it is working closely with police and insurers to clamp down on these criminals and ultimately taking them off the roads and putting them behind bars.
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Post by naughtyfox on Mar 25, 2018 17:53:30 GMT
This was the result of an HGV driver deciding he didn't like the land he was in and ours was much nicer. Jan was driving at the time. He just put indicated and immediately cut across into our lane. He claimed we were in his blind spot which was possibly true. We both stopped but started to cause a massive hold up in the roadworks. So he moved off agreeing to meet at the next services. Of course the bastard just legged it. The police couldn't trace him and stupidly I didn't get his number before he left. (Despite having a digital camera in the boot!) But you get your Made in China goods cheap, this is the hidden cost! And so you ended up with losing your no claims bonus (or a part of it)? |
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Post by Deleted on Mar 25, 2018 17:59:58 GMT
This was the result of an HGV driver deciding he didn't like the land he was in and ours was much nicer. Jan was driving at the time. He just put indicated and immediately cut across into our lane. He claimed we were in his blind spot which was possibly true. We both stopped but started to cause a massive hold up in the roadworks. So he moved off agreeing to meet at the next services. Of course the bastard just legged it. The police couldn't trace him and stupidly I didn't get his number before he left. (Despite having a digital camera in the boot!) But you get your Made in China goods cheap, this is the hidden cost! And so you ended up with losing your no claims bonus (or a part of it)? What the hell are you talking about? As it happens by some strange quirk we didn't lose our no claims. The car was on a 'free' insurance policy (it was just three months old at the time) and when that expired we renewed with Direct Line. For some reason Direct Line didn't 'count' the accident even though we declared it to them. We did have to pay the excess though due to it being a 'hit and run'. |
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Post by thebfg on Mar 25, 2018 18:06:47 GMT
But surely the Police insurance paid for it all? The Police are in a tight corner when giving chase - it's just a matter of time before they hit something/someone - but if they didn't go after villains, the villains would be laughing and never get caught. Sorry thought i said parked car. No we weren't in it. The two coppers and van driver all ended up in hospital. Don't get me started Ross. My insurance company spent four months chasing the coppers insurance. They refused to accept liability and made us claim of the council. By then the hire car we had at 400 quid a week was building up. I thought and my insurance company thought they should go after thebcar that actually hit us. It was a whole sherade, when we got told it was written off we made arrangement to go empty our stuff out. When we arrived the next day we were informed they scrapped it the week before. Blooming insurance company charged me an arm and a leg for renewal because the claim was not settled and then once done only offered a 100 discount. They were politely reminded that they gave me a quote at the time and had to honour it the thieving scum. Rant over. I have got over it it just irks me. We've had shit cars ever since. Mjg I liked your post but dident like if if you know what I mean. |
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Post by naughtyfox on Mar 25, 2018 18:21:47 GMT
But you get your Made in China goods cheap, this is the hidden cost! And so you ended up with losing your no claims bonus (or a part of it)? 1. What the hell are you talking about? 2. As it happens by some strange quirk we didn't lose our no claims. The car was on a 'free' insurance policy (it was just three months old at the time) and when that expired we renewed with Direct Line. For some reason Direct Line didn't 'count' the accident even though we declared it to them. We did have to pay the excess though due to it being a 'hit and run'. 1. Cheap goods from China (such as Lumix cameras) get delivered to sales-points in the UK by many cheap lorry drivers who have flooded into the UK since their country joined the EU. These drivers are (allegedly) well known for fiddling their tachograph instruments and driving without proper driving licences (if they have one at all - see the latest M1 accident). 2. So you had to pay the excess. I bet you enjoyed that. And you would have lost your no claims bonus under normal circumstances. Also this: "He claimed we were in his blind spot which was possibly true." - a 'professional' driver (well, all drivers in fact) should be aware of blind spots, and drive accordingly. His excuse was no excuse. |
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Post by Deleted on Mar 25, 2018 18:27:12 GMT
mjgI seem to remember reading about this before. Was it in a restricted speed 2 lane narrow section? And the truck pulled out to let someone in from a slip road? The 2 lane works system with reduced speed (less maneuvering space) is very dangerous for exactly this reason. I never drive alongside a large vehicle in the situation I'd rather leave a gap.
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Post by naughtyfox on Mar 25, 2018 18:29:37 GMT
mjg The 2 lane works system with reduced speed (less maneuvering space) is very dangerous for exactly this reason. I never drive alongside a large vehicle in the situation I'd rather leave a gap. Yep, keep away from large vehicles. |
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Post by thebfg on Mar 25, 2018 19:03:29 GMT
Unless the lorry is going much slower. I presume you would overtake still.
Poor lorry design if there is such a blind spot on the drivers side.
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Post by naughtyfox on Mar 25, 2018 19:09:47 GMT
Cars have blind spots! When I taught my wife and 2 kids to drive, one thing I did was to have them sat in the driver's seat whilst the car was stationary. I then went behind the car and walked towards the driver's mirror, and asked them to shout when they couldn't see me any more. This is why you're taught also to turn your head, and not rely solely on the mirrors.
In a big vehicle, such as a bus, it's always worth walking around the vehicle before driving off, if it's been standing some time, to check there are no objects that have appeared close to the vehicle in that time.
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Post by Deleted on Mar 25, 2018 19:15:39 GMT
Left hand drive also causes problems.
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