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Post by bodger on Jul 31, 2017 14:44:39 GMT
well that seems quite specific, so it wouldn't help to put the vehicle on your own insurance - apparently it also has to be insured by the registered owner.
same discussion ongoing on the other channel.
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Post by Saltysplash on Jul 31, 2017 16:17:57 GMT
Its quite simple really.
Section 143 of the road traffic act states Compulsory insurance or security against third-party risks
143.—(1) Subject to the provisions of this Part of this Act—
(a) a person must not use a motor vehicle on a road unless there is in force in relation to the use of the vehicle by that person such a policy of insurance or such a security in respect of third party risks as complies with the requirements of this Part of this Act, and
(b) a person must not cause or permit any other person to use a motor vehicle on a road unless there is in force in relation to the use of the vehicle by that other person such a policy of insurance or such a security in respect of third party risks as complies with the requirements of this Part of this Act.
So if your insurance covers you to drive 'any motor vehicle' you are covered unless there are any restrictions stated on the policy. It all comes down to what your policy says.
A vehicle must be insured to at least 3rd party cover when kept or used on a road or other public place defined by the RTA.
The owner may have difficulties if you park the car up on a road and leave it, as you are no longer 'driving' the car. The car would revert to being uninsured.
To avoid any pitfalls it would be best to add it to your policy, but you would certainly be covered if driving, just dont get out of it.
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