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Post by Telemachus on Nov 17, 2021 18:43:21 GMT
So in summary, the last 10 or so pages relate to: Suggestion that a boat insurance policy might not cover single handing at night. We don’t know the contents of Jo’s policy, but neither of the policies I’ve had for our boat had/have such a clause.The fact that the event did not happen at night and so the content of Jo’s insurance policy on the matter is irrelevant. That’s it, nothing more to see. Well except that more people left the forum because they dislike the stupid bickering. But who cares? That is interesting ..... did you actually check? or is that from memory?
I believe you said you are with Craftinsure, Peterboat has said he is with them and was surprised to find that clause (no single handing at night) in his policy.
When we got the original policy, via IWA /Towergate, I went through it with a fine tooth comb (we had just spent over £100k on a boat so I needed to be quite clear about any terms. There was no mention of single handing at night. I have today reviewed the Craftinsure policy and there is also no mention of single handing at night. You can see the policy online so feel free to check yourself. I think PB said it was an additional endorsement on his policy. Maybe they apply that for larger boats (widebeams). But it is not on their narrowboat policy.
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Post by brummieboy on Nov 17, 2021 19:03:36 GMT
I have had policies in the past that preclude navigation during the HOURS OF DARKNESS.
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Post by Telemachus on Nov 17, 2021 19:10:42 GMT
I have had policies in the past that preclude navigation during the HOURS OF DARKNESS. Does that mean you can't go through long tunnels?
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Post by JohnV on Nov 17, 2021 19:15:30 GMT
That is interesting ..... did you actually check? or is that from memory?
I believe you said you are with Craftinsure, Peterboat has said he is with them and was surprised to find that clause (no single handing at night) in his policy.
When we got the original policy, via IWA /Towergate, I went through it with a fine tooth comb (we had just spent over £100k on a boat so I needed to be quite clear about any terms. There was no mention of single handing at night. I have today reviewed the Craftinsure policy and there is also no mention of single handing at night. You can see the policy online so feel free to check yourself. I think PB said it was an additional endorsement on his policy. Maybe they apply that for larger boats (widebeams). But it is not on their narrowboat policy. except as I said it's on the schedule for Shapfell which is a 25 foot narrowbeam
Sabina has the same for inland/coastal plus a requirement for 3 when further off shore at night
If you have the standard GJW Plain Language Policy document it is listed in section 10 on page 23 .... endorsement 9 which basically says they won't insure you unless when underway you have the minimum competent crew as listed in your schedule.
The Insurance certificate has a section named conditions applying and in that section it says endorsement 9, 1 - daylight hours only
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Post by Mr Stabby on Nov 17, 2021 19:17:17 GMT
source="/post/319594/thread" timestamp="1637148786" A.K.DUNKLEY - Ex Commercial Vessel Operators & Marine Engineers Currently a professional internet troll and fuck wit. Recorded and added to the rest. I’m still waiting for the legal papers to be served, from the last time you threatened legal action against me. Would you have any idea when I can expect them? Maybe in three weeks time? You won't be getting any legal papers, it's just more of his endless lies.
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Post by Telemachus on Nov 17, 2021 19:30:07 GMT
When we got the original policy, via IWA /Towergate, I went through it with a fine tooth comb (we had just spent over £100k on a boat so I needed to be quite clear about any terms. There was no mention of single handing at night. I have today reviewed the Craftinsure policy and there is also no mention of single handing at night. You can see the policy online so feel free to check yourself. I think PB said it was an additional endorsement on his policy. Maybe they apply that for larger boats (widebeams). But it is not on their narrowboat policy. except as I said it's on the schedule for Shapfell which is a 25 foot narrowbeam
Sabina has the same for inland/coastal plus a requirement for 3 when further off shore at night
If you have the standard GJW Plain Language Policy document it is listed in section 10 on page 23 .... endorsement 9 which basically says they won't insure you unless when underway you have the minimum competent crew as listed in your schedule.
The Insurance certificate has a section named conditions applying and in that section it says endorsement 9, 1 - daylight hours only
There are no endorsements on the certifcate.
I am not trying to argue that you are not precluded from single handing at night, merely that only some polices have that restriction and that the Craftinsure product for narrowboats is not one of them.
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Post by kris on Nov 17, 2021 19:57:04 GMT
I’m still waiting for the legal papers to be served, from the last time you threatened legal action against me. Would you have any idea when I can expect them? Maybe in three weeks time? You won't be getting any legal papers, it's just more of his endless lies. I thought there might be a three week wait involved.
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Post by Deleted on Nov 17, 2021 20:05:11 GMT
When we got the original policy, via IWA /Towergate, I went through it with a fine tooth comb (we had just spent over £100k on a boat so I needed to be quite clear about any terms. There was no mention of single handing at night. I have today reviewed the Craftinsure policy and there is also no mention of single handing at night. You can see the policy online so feel free to check yourself. I think PB said it was an additional endorsement on his policy. Maybe they apply that for larger boats (widebeams). But it is not on their narrowboat policy. except as I said it's on the schedule for Shapfell which is a 25 foot narrowbeam Sabina has the same for inland/coastal plus a requirement for 3 when further off shore at night
If you have the standard GJW Plain Language Policy document it is listed in section 10 on page 23 .... endorsement 9 which basically says they won't insure you unless when underway you have the minimum competent crew as listed in your schedule. The Insurance certificate has a section named conditions applying and in that section it says endorsement 9, 1 - daylight hours only Not on mine it hasn't but I am limited to UK inland waters on the cert. On the very front page of the policy document what type of policy does it say it is? Mine says Narrowboat and Barge policy. The old barge policy used to give me tidal use as well hence the limit on night time use but this one doesn't seem to have tidal use on it.
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Post by JohnV on Nov 17, 2021 21:24:31 GMT
except as I said it's on the schedule for Shapfell which is a 25 foot narrowbeam Sabina has the same for inland/coastal plus a requirement for 3 when further off shore at night
If you have the standard GJW Plain Language Policy document it is listed in section 10 on page 23 .... endorsement 9 which basically says they won't insure you unless when underway you have the minimum competent crew as listed in your schedule. The Insurance certificate has a section named conditions applying and in that section it says endorsement 9, 1 - daylight hours only Not on mine it hasn't but I am limited to UK inland waters on the cert. On the very front page of the policy document what type of policy does it say it is? Mine says Narrowboat and Barge policy. The old barge policy used to give me tidal use as well hence the limit on night time use but this one doesn't seem to have tidal use on it. don't know when you got your policy document but it seems now to be a standard policy document called their "Plain Language Insurance Policy" with things like the area and manning requirements and particulars covered are designated in the schedules and certificate. Latest certificate for Sabina is now reduced to Inland and Coastal, (at a slightly reduced cost) Shapfell is inland and protected coastal (Shapfell's home mooring has always been on tidal waters both her original in Benfleet and her current one at Beverley), so she was covered for Southend to the Medway and the Swale and up the Thames for access to the canals and now from Beverley onto the Humber and inland.
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Post by The Lockie on Nov 17, 2021 21:32:50 GMT
This place is getting more and more like CWDF every day, TD may not do himself many favours but he has forgotten more than his detractors are ever likely to know.
Im off, good luck
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Post by Deleted on Nov 17, 2021 22:19:18 GMT
Not on mine it hasn't but I am limited to UK inland waters on the cert. On the very front page of the policy document what type of policy does it say it is? Mine says Narrowboat and Barge policy. The old barge policy used to give me tidal use as well hence the limit on night time use but this one doesn't seem to have tidal use on it. don't know when you got your policy document but it seems now to be a standard policy document called their "Plain Language Insurance Policy" with things like the area and manning requirements and particulars covered are designated in the schedules and certificate. Latest certificate for Sabina is now reduced to Inland and Coastal, (at a slightly reduced cost) Shapfell is inland and protected coastal (Shapfell's home mooring has always been on tidal waters both her original in Benfleet and her current one at Beverley), so she was covered for Southend to the Medway and the Swale and up the Thames for access to the canals and now from Beverley onto the Humber and inland. My policy docs are from July this year so the new version Thats the difference above in bold. You have a policy that covers coastal hence the restriction, whereas I don't, I did when I had Parglena. Your boat maybe canal sized but its not on canals so has different insurance. GJW do many different policies they are not all the same. I changed my policy when I moved off the boat. Glad we have got to the bottom of that.
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Post by Deleted on Nov 17, 2021 22:22:25 GMT
I still think insurance is wrong.
Big house up on the hill near the ranch, 477 acres comes with it and a quite nice driveway off the Marlow road. Was for sale recently not sure how much but would have been about 8 million or +.
Insurance man was the last owner.
One of the biggest scams in history.
Not as bad as sliced bread but still bad.
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Post by Mr Stabby on Nov 17, 2021 23:48:25 GMT
This place is getting more and more like CWDF every day, TD may not do himself many favours but he has forgotten more than his detractors are ever likely to know. True. He forgot that his boat needed a licence and a BSS certificate for example.
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Post by JohnV on Nov 18, 2021 8:05:47 GMT
except as I said it's on the schedule for Shapfell which is a 25 foot narrowbeam
Sabina has the same for inland/coastal plus a requirement for 3 when further off shore at night
If you have the standard GJW Plain Language Policy document it is listed in section 10 on page 23 .... endorsement 9 which basically says they won't insure you unless when underway you have the minimum competent crew as listed in your schedule.
The Insurance certificate has a section named conditions applying and in that section it says endorsement 9, 1 - daylight hours only
There are no endorsements on the certifcate.
I am not trying to argue that you are not precluded from single handing at night, merely that only some polices have that restriction and that the Craftinsure product for narrowboats is not one of them.
This is not arguing with you this a trying to find out excersize
(The bit about GJW in the post was more for loddon, was just trying to cut down on the typing)
Now that @loddon and I now understand the difference in our GJW policies, something that is still bugging me is why peterboat Craftinsure insurance is different from yours. You did mention widebeam as opposed to narrowbeam as a possibility but I was also wondering if it is because Peter based in an area that uses rivers including tidal ones as a matter of course and yours possibly isn't ......(my home moorings have always been on tidal waters for both boats, loddon isn't) that made me then wonder if your insurance covers rivers just as a junction between canal or canalised section. If that is the case, I'm wondering if the normal includes tidal sections, or has limitations.
Can you remember off hand what yours says about tidal waters ? If you can't that's fine don't bother yourself with it ..... I was jusr wondering
(I suspect you probably checked before doing the Ouse)
(I don't think I am quite as anal-retentive as the Fox, but I do like to understand the whys and wherefores of things)
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Post by Telemachus on Nov 18, 2021 8:35:57 GMT
There are no endorsements on the certifcate.
I am not trying to argue that you are not precluded from single handing at night, merely that only some polices have that restriction and that the Craftinsure product for narrowboats is not one of them.
This is not arguing with you this a trying to find out excersize
(The bit about GJW in the post was more for loddon, was just trying to cut down on the typing)
Now that @loddon and I now understand the difference in our GJW policies, something that is still bugging me is why peterboat Craftinsure insurance is different from yours. You did mention widebeam as opposed to narrowbeam as a possibility but I was also wondering if it is because Peter based in an area that uses rivers including tidal ones as a matter of course and yours possibly isn't ......(my home moorings have always been on tidal waters for both boats, loddon isn't) that made me then wonder if your insurance covers rivers just as a junction between canal or canalised section. If that is the case, I'm wondering if the normal includes tidal sections, or has limitations.
Can you remember off hand what yours says about tidal waters ? If you can't that's fine don't bother yourself with it ..... I was jusr wondering
(I suspect you probably checked before doing the Ouse)
(I don't think I am quite as anal-retentive as the Fox, but I do like to understand the whys and wherefores of things)
“Territorial Scope: Ashore or afloat on inland non tidal waters and interconnecting tidal waterways of the UK, including the Broads, and the river Thames not seaward of the Thames Barrier.” I think if we ever decided to go north of Keadby on the Trent or SE of Selby on the Ouse I’d check with them because that is not really an interconnecting tidal passage. But we don’t have any plans or desire to do that in a narrowboat.
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