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Post by Deleted on Apr 15, 2019 9:00:51 GMT
That's how I understood it and it is actually rather an interesting situation. Eta the rules say that you are not allowed to deliberately put yourself in a position of poverty (deprivation of assets) by buying expensive things for example so I wonder what would happen in this theoretical situation: Person lives on boat on residential mooring. Established residence for ten years. Paying mooring fee. Owns the boat and another boat elsewhere. At some point carries out very expensive upgrade works to the boat, paid for using savings (repainting, new engine new generator new heating windows etc etc and ends up with no money left. Would that count as "deprivation of assets" or not? Would this person still be able to claim HB on the mooring?
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Post by phil70 on Apr 15, 2019 9:25:35 GMT
It's simple really, you HAD to paint the boat or it would rust away and sink, you HAD to fit a genny to maintain power supply or you might die because of no leccy for keeping food fresh or for numerous hygiene reasons, hot water, clothes washing, you HAD to have a new burner or you might die from hypothermia. I know one chap who gifted his niece a good sum of money, waited till he had 3 months of bank statements with under 15k of savings before applying for benefit. My attitude is that I paid in for 47 years so why shouldn't I get a bit of help back. Phil
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Post by bargemast on Apr 15, 2019 10:13:27 GMT
How about getting a narrowboat and living happily ever after in a secluded marina such as Ashwood, a short arm off the main canal, the Staffs & Worcs, which isn't particularly busy. Nice scenery whether you turn left or right, and turning right brings you, after a day, top the Shroppie which is another nice canal. Wouldn't Social Security / pension see you through in such a situation? And nice English people instead of garlic-smelling frog-eating Frenchies No shops at Ashwood, though, and the nearest pub has had finger-waggings from the health inspector. There's a food shop in Kinver. If I would leave France and in the near future after Brexit the EU, I don't think that the French and Dutch will continue to pay my retirement pension and medical insurance anymore. But if these rules are similar in France, I'm also a garlic eater (very healthy stuff btw) but no frogs (being a vegetarian), so that part doesn't bother me and wouldn't be a good enough reason to leave for, and there are some very nice people (sometimes hidden away between the nasties) in France too, same as in any country. For as long as they keep them in workable conditions, the French waterways are rather beautiful and not half as busy as they are in the UK, plenty of free moorings where nobody willv send you a threatening letter, if for one reason or another you want to (have to) stay longer than 14 days. The cruising license is a lot cheaper too, and for the car it's only insurance and maintenance (of which I try to do myself everything I can do without the need for the electronic diagnose systems) there's no road-tax to be paid, so that saves me quite a bit too. Then there's my nearest family member, my sister who's 3.5 years older than I am, she's a widow and only has a small pension too, she often has all kinds of little repairs that need doing in her house, and her son who's a very clever guy has 2 left hands, he's one of the most impractical people I know, he is however a good financial help for her if there are bigger expenses he'll help his mum out, and whenever I can, I go to do the repair jobs. She lives in Belgium, close to Bruxelles, so that's not too far to drive, it takes me about 6.5 hours, because I don't use the toll roads, and much prefer the ordinary routes as on these you can stop whenever you want, and you go through towns and villages with shops where you can buy drinks and food of much better quality and also cheaper than the stuff they sell at the toll road service stations restaurants. It wouldn't be as easy if I would have to cross over on a ferry to see her, so as you see, there are several good reasons for not moving over (for good) to the UK although it's a country that I like very much, and where I could live if the circumstances were different, one of the reasons would be all the Indian food places that I love so much, and that are missing in France (apart from in the big cities). Btw there's a Dawncraft on your photo for Andrew with the outboard inside. Peter.
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Post by bargemast on Apr 15, 2019 10:17:52 GMT
As I understand it the value of your boat is not taken into account when applying for Housing Benefit to pay for a mooring. In the UK that is. I don't think they take into account the Bentley either. So if you had a £300,000 barge on a residential mooring, a £100,000 Bentley but less than £15,000 savings you would be eligible for Housing Benefit. phil70 would be able to confirm. I expect there must be some limits or it would be too much of a loophole. The value of boat or car does not come into it. Stop thinking boat but think home. Land dwellers are not questioned about the value of their possessions so the same applies to boats. In claiming benefits all that matters is how much cash you have not equity. Phil It's not easy for me to think home instead of boat, as I've never had a home since I left my parent home has always been a barge or a boat. So I'm not familiar with everything house dwellers can claim, but if it's the same here, that certainly sounds reassuring. Peter.
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Post by bargemast on Apr 15, 2019 10:39:00 GMT
It's simple really, you HAD to paint the boat or it would rust away and sink, you HAD to fit a genny to maintain power supply or you might die because of no leccy for keeping food fresh or for numerous hygiene reasons, hot water, clothes washing, you HAD to have a new burner or you might die from hypothermia. I know one chap who gifted his niece a good sum of money, waited till he had 3 months of bank statements with under 15k of savings before applying for benefit. My attitude is that I paid in for 47 years so why shouldn't I get a bit of help back. Phil Life sounds so easy, and it maybe is easy too, if one knows all these rules and if one knows ones rights. Nobody here will supply you with that info, you'll have to find it out all by yourself. An example of these bureaucrats was when I asked for a supplement to my Dutch retirement pension that was only €350/mth, I had a 2 hour conversation with a man in an office, that I showed all my paperwork and the justifications of my Dutch pension, 2 months later I received an official letter saying that I was going to get €0.61/mth from the French retirement office of this region, but they would only give me that money once the amount had grown to €21, as the administation costs would be to high, so that would have been only almost 3 years later. In the end I went to see a social worker and after having explained my problem, she said that I was entiled to receive more than that, and she made a couple of phonecalls to different places, and finally made an appointment for me at an office for 3 weeks later. Guess what ? this office was the very same that I'd been before, and it was the very same guy too, after having supplied him with exactly the same papers as the previous time, it worked out that I was entiled to € 290/mth, but only from the date of this second visit onwards. When I asked the guy why he hadn't told me about these rights, he said that I should have known my rights and that it wasn't his job to supply me with that info, a real nice and helpful guy, and he's not the only one like that, many official administrational offices are filled with people with the same attitude. Peter.
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Post by phil70 on Apr 15, 2019 10:54:45 GMT
Peter, that's a true bummer, the opposite seems to be the case here, staff always fall over themselves to help and really do go the extra mile. When I've had an increase in my private pension I ring to inform them so they can adjust my benefit and they insist I show proof that it actually has increased! so they can be certain they are giving me enough! Phil
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Post by bargemast on Apr 15, 2019 11:10:36 GMT
Peter, that's a true bummer, the opposite seems to be the case here, staff always fall over themselves to help and really do go the extra mile. When I've had an increase in my private pension I ring to inform them so they can adjust my benefit and they insist I show proof that it actually has increased! so they can be certain they are giving me enough! Phil If I wouldn't know that you're living in the UK, and I would have to guess where you're living, I would almost say :"Heaven", as that what it sounds like. Here they would definitely not fall over themselfs, but they would be very happy to help you falling over, and then not help you up again. For people that are nice, friendly and helpful to others, their working day will go by much quicker, and nobody will scream and yell at them, which happens here. Peter.
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Post by thebfg on Apr 22, 2019 18:39:35 GMT
Just to put it out there and in no way what so ever a slur on this craft owner. This boat/craft/raft has been in bath for a year and also has no means of propulsion. I can only presume its licensed. But what is the difference between this and the polish guys boat.
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Post by JohnV on Apr 22, 2019 18:42:15 GMT
I think the polish guys looked better
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Post by Deleted on Apr 22, 2019 18:46:12 GMT
I'm sure there is a Bernard Manning joke somewhere.
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Post by Deleted on Apr 22, 2019 18:51:06 GMT
I think the polish guys looked better Plus it did have an engine. We've got a floating shed just like thay near us as well. CRT number on it. A recent arrival. I quite like it in theory but if they breed (and why wouldn't they) it will simply lead to tighter controls and regulation as slums will not be allowed to develop properly. Or maybe they will followed by clearance. Easy enough to register as an open vessel ie a raft with nothing in it then just put a lid on it. And an outboard if you need to move it.
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Post by JohnV on Apr 22, 2019 19:01:46 GMT
There was a guy from Oz posted on .... the other place with pictures of a house boat he was building for use on the Murray river. It was very interesting and he had some very good ideas, and it looked superb. I would have liked to see more of it but it was just prior to the the desaparecidos and I don't know how it went
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Post by Deleted on Apr 22, 2019 19:04:45 GMT
There was a guy from Oz posted on .... the other place with pictures of a house boat he was building for use on the Murray river. It was very interesting and he had some very good ideas, and it looked superb. I would have liked to see more of it but it was just prior to the the desaparecidos and I don't know how it went Some of the pictures he put up were wicked. Looks like a seriously pleasant place to spend time on a little houseboat.
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Post by thebfg on Apr 22, 2019 19:08:04 GMT
There was a guy from Oz posted on .... the other place with pictures of a house boat he was building for use on the Murray river. It was very interesting and he had some very good ideas, and it looked superb. I would have liked to see more of it but it was just prior to the the desaparecidos and I don't know how it went This one John? I dont know if you can enter but www.canalworld.net/forums/index.php?/topic/83289-hi-from-australia/
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Post by thebfg on Apr 22, 2019 19:09:45 GMT
It is a lovely boat and what a location.
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