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Post by Telemachus on Nov 17, 2021 9:05:34 GMT
The usual twaddle from the Forum Cabbage. The canal network is open 24 hours a day and unless there is a clause in the T&Cs prohibiting navigation during the hours of darkness, "looking kindly" at a claim doesn't begin to come into it. Suggest you read very carefully your insurance small print.
Many forbid singlehanding at night (especially fully comp) Mine does
Ours doesn’t. Craftinsure, which is a popular policy.
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Post by Telemachus on Nov 17, 2021 9:10:26 GMT
Well, I'm not sure how to get out, as I say, it's very slippery, grass slopes, there are no bollards, previously I ve been tying my stern to the posts that support the screw things that open the side paddles. I m not convinced. I'll l go out with a torch, but as I say, its pitch black, and light rain. Now out, tx all, esp passerby who soon did the manual work. Telemachus ...... the first post was after sunset as well Yes but when you’ve just had a crisis, for most people the first action is not to go on this forum! She mentions not wanting to moor at 4:30pm, which was during daylight hours. It could have been that if she had continued down the locks she’d have run into dark, but that is not relevant. And anyway as I said, neither our precious Towergate policy nor our current Craftinsure policy disallows single handing at night. So the entire debate is fairly pointless.
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Post by JohnV on Nov 17, 2021 9:10:51 GMT
Suggest you read very carefully your insurance small print.
Many forbid singlehanding at night (especially fully comp) Mine does
Ours doesn’t. Craftinsure, which is a popular policy. did say "many" not "all" but maybe I should have said "some"
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Post by Telemachus on Nov 17, 2021 9:23:39 GMT
Ours doesn’t. Craftinsure, which is a popular policy. did say "many" not "all" but maybe I should have said "some" Fair enough. It just riles me a bit that so often, people cite “no insurance” as a justification for telling someone to not do something, whilst at the same time they have no idea what the specific terms of that policy are. And I don’t mean on here particularly, I mean generally in life.
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Post by Deleted on Nov 17, 2021 9:31:22 GMT
Zurich N&G do mention not being insured for "single handed racing" in their canal and inland waterways policy documentation.
I have never had any fully comp insurance as insurance is the porn of the devil but that's what I could find on the Zurich site anyway.
There may be other things. Quite a lot of exclusions in there.
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Post by Telemachus on Nov 17, 2021 9:35:38 GMT
Yes but when you’ve just had a crisis, for most people the first action is not to go on this forum! She mentions not wanting to moor at 4:30pm, which was during daylight hours. It could have been that if she had continued down the locks she’d have run into dark, but that is not relevant. And anyway as I said, neither our precious Towergate policy nor our current Craftinsure policy disallows single handing at night. So the entire debate is fairly pointless. She was not willing to moor up at 4.30 because of the road but carried on and then the problem... it was dark at 4.30 on that day. She has since deleted the "4.30" on her original post. Official night in Manchester today is 16:40, a week ago when the event happened it would have been 16:50 or so. Anyway, this is a fatuous argument because we have no idea what her insurance policy limitations, if any, are.
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Post by Deleted on Nov 17, 2021 9:43:02 GMT
It's been so ever since Socks posted all was in hand ... but on and on it goes.
Rog
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Post by Telemachus on Nov 17, 2021 9:51:41 GMT
Official night in Manchester today is 16:40, a week ago when the event happened it would have been 16:50 or so. Anyway, this is a fatuous argument because we have no idea what her insurance policy limitations, if any, are. www.suntoday.org/sunrise-sunset/2021/november/11.html It was dark at 4.30 It really doesn't matter if it is a fatuous argument regarding possible insurance costs, the fact is it wasn't wise to carry on through the locks on a winters afternoon in murky weather and in the dark. She admits her catalogue of errors that exacerbated the problem, and luckily for her it didn't cause an injury. No, you don’t understand the concept of twilight. Sunset is not nightfall. Have you ever been outside at 5 mins past sunset? Did it look like night? Was it dark? No. There are various definitions of official night but the most common one I’ve come across is sunset + 30 mins for the U.K. It’s certainly the definition used in aviation.
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Post by Deleted on Nov 17, 2021 9:54:11 GMT
Ours doesn’t. Craftinsure, which is a popular policy. did say "many" not "all" but maybe I should have said "some" Which company is yours and what exactly do they say about it? It's an interesting exclusion.
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Post by Deleted on Nov 17, 2021 10:25:53 GMT
It's been so ever since Socks posted all was in hand ... but on and on it goes. Rog The fact is that more than a few have been blinkered whilst baying for TD’s blood and forum death over the last few months that reason left the building. TD did not suggest anywhere that the ‘lady’ do it herself and most have decided that the route that the ‘lady’ has chosen is the correct one for her. So be it, her choice indeed, but at least a different avenue could have been considered that might have saved a considerable sum, especially if the insurance company finds wriggle room! Now it would seem it might need welding, still conjecture at this point. So lets hope insurance pays out then. Socks asked for help/advice and @twerp responded speedily ... get out of the lock ! Socks ability to describe what happened was not clear and left virtually everything to conjecture, however by page 3 (24 hours later) Socks reported the crisis was over and satisfactory arrangements were in hand, which perhaps should have been the end of the matter. Yet on and on the speculation goes, ranging from the boat's construction , implied criticism of the helmsperson, insurance cover, and now the state of visibility at the time. Not even the fact that Socks walked away by deleting , has slowed the critical speculation. If Socks is satisfied perhaps we ought to let it go Rog
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Post by Deleted on Nov 17, 2021 10:43:13 GMT
Because Socks asked it to be the end ?
Rog
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Post by Deleted on Nov 17, 2021 10:46:22 GMT
Socks asked for help/advice and @twerp responded speedily ... get out of the lock ! Socks ability to describe what happened was not clear and left virtually everything to conjecture, however by page 3 (24 hours later) Socks reported the crisis was over and satisfactory arrangements were in hand, which perhaps should have been the end of the matter. Yet on and on the speculation goes, ranging from the boat's construction , implied criticism of the helmsperson, insurance cover, and now the state of visibility at the time. Not even the fact that Socks walked away by deleting , has slowed the critical speculation. If Socks is satisfied perhaps we ought to let it go Rog Why should it be the end of the matter, many seem keen to carry on back stabbing others. Facts are facts, and is what the insurance company will be looking at, continued "critical speculation" might help the 'lady' form a concise version to give to the insurer and hopefully the truth. She may have left and thus be unable to delete or edit more of her comments but you can be sure she will still be reading. I agree, we are all free to carry on discussing what we believe is wrong and how it can be fixed, but from page 6 Dunkers starts his usual ranting about how he knows everything and anyone with a different opinion of his is an idiot and knows nothing. Its like a broken record with him.
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Post by Telemachus on Nov 17, 2021 10:48:23 GMT
No, you don’t understand the concept of twilight. Sunset is not nightfall. Have you ever been outside at 5 mins past sunset? Did it look like night? Was it dark? No. Yes, it was dark. Not pitch dark as midnight but dark. .... and darker still with no lights in the area and in the bottom of a lock. Maybe you need your cataracts sorting? it’s broad daylight at 5 minutes past sunset. It’s dark in a tunnel, does that mean insurance companies don’t allow single handed tunnel passage? I think you need to pause and consider the difference between dark and night. Not suffering from cataracts, I manage to land my glider without instrument or external lights, on an unlit airfield, 25 minutes after sunset. Does that make me some kind of superhuman hero? Probably not.
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Post by Telemachus on Nov 17, 2021 10:48:59 GMT
Because Socks asked it to be the end ? Rog True, but since she’s now voted with her feet I don’t see any harm in carrying on.
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Post by Deleted on Nov 17, 2021 10:49:36 GMT
Because Socks asked it to be the end ? Rog Once you post something on an open internet forum, regardless of whether you ask, the course of events becomes out of your control. Common decency suggests it should be otherwise, but decency is no longer as common as it once was.
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