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Post by JohnV on Nov 17, 2021 11:09:05 GMT
did say "many" not "all" but maybe I should have said "some" Which company is yours and what exactly do they say about it? It's an interesting exclusion. just trying to wade through the policy fine print .... not found it yet but came across this interesting and possibly pertinant exclusion.
"We shall not pay the cost and expense of rectifying or repairing :- (iii) defective workmanship carried out or materials provided by an independent contractor employed to carry out maintenance, repairs or alterations to the Vessel. "
just found it Endorsement 9. - 1 person during daylight hours only
GJW
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Post by Deleted on Nov 17, 2021 11:13:35 GMT
Maybe you need your cataracts sorting? it’s broad daylight at 5 minutes past sunset. It’s dark in a tunnel, does that mean insurance companies don’t allow single handed tunnel passage? I think you need to pause and consider the difference between dark and night. Not suffering from cataracts, I manage to land my glider without instrument or external lights, on an unlit airfield, 25 minutes after sunset. Does that make me some kind of superhuman hero? Probably not. However you prefer to continue to be sarcastic about it, the fact is that it was dark here at 4.30. Well, if Socks is where you are, I'm surprised you didn't go and help out.
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Post by Tony Dunkley on Nov 17, 2021 11:14:12 GMT
Why should it be the end of the matter, many seem keen to carry on back stabbing others. Facts are facts, and is what the insurance company will be looking at, continued "critical speculation" might help the 'lady' form a concise version to give to the insurer and hopefully the truth. She may have left and thus be unable to delete or edit more of her comments but you can be sure she will still be reading. I agree, we are all free to carry on discussing what we believe is wrong and how it can be fixed, but from page 6 Dunkers starts his usual ranting about how he knows everything and anyone with a different opinion of his is an idiot and knows nothing. Its like a broken record with him. Dismissing comprehensive explanations that they're too thick to understand as merely "ranting" is a much favoured refuge of choice for many of the terminally stupid who populate internet forums. The Thunderboat has more than its fair share of such people.
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Post by JohnV on Nov 17, 2021 11:20:58 GMT
just trying to wade through the policy fine print .... not found it yet but came across this interesting and possibly pertinant exclusion.
"We shall not pay the cost and expense of rectifying or repairing :- (iii) defective workmanship carried out or materials provided by an independent contractor employed to carry out maintenance, repairs or alterations to the Vessel. "
Yes, that is what says on mine. Craftinsure. just added a bit to my last .... crew requirement is listed in the policy as being an endorsement and on the certificate in the endorsements (9) 1 daylight hours only
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Post by Deleted on Nov 17, 2021 11:21:51 GMT
Well, if Socks is where you are, I'm surprised you didn't go and help out. As they say, such assumptions make an ass of you. You mean, you did go and help her. Well, then, well done.
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Post by Telemachus on Nov 17, 2021 11:25:48 GMT
Maybe you need your cataracts sorting? it’s broad daylight at 5 minutes past sunset. It’s dark in a tunnel, does that mean insurance companies don’t allow single handed tunnel passage? I think you need to pause and consider the difference between dark and night. Not suffering from cataracts, I manage to land my glider without instrument or external lights, on an unlit airfield, 25 minutes after sunset. Does that make me some kind of superhuman hero? Probably not. However you prefer to continue to be sarcastic about it, the fact is that it was dark here at 4.30. No doubt it was, inside your tunnel (mental or physical). But as I pointed out, "dark" is not relevant and not defined. "Night" is relevant and defined as per my previous. Well, relevant if it was a condition of Sock's policy, which it probably wasn't.
And anyway, without specifiying where "here" is your post remains meaningless. Or maybe you didn't realise that night falls at different times according to where you are on the planet. Or even where you are within this country.
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Post by JohnV on Nov 17, 2021 11:28:39 GMT
As they say, such assumptions make an ass of you. You mean, you did go and help her. Well, then, well done. I have met too many people, who have had dealings with the lady in question to go myself, even if she had been close
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Post by JohnV on Nov 17, 2021 11:31:37 GMT
However you prefer to continue to be sarcastic about it, the fact is that it was dark here at 4.30. No doubt it was, inside your tunnel (mental or physical). But as I pointed out, "dark" is not relevant and not defined. "Night" is relevant and defined as per my previous. Well, relevant if it was a condition of Sock's policy, which it probably wasn't.
And anyway, without specifiying where "here" is your post remains meaningless. Or maybe you didn't realise that night falls at different times according to where you are on the planet. Or even where you are within this country. you are being sarcastic without being sure of your facts.
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Post by Deleted on Nov 17, 2021 11:33:06 GMT
You mean, you did go and help her. Well, then, well done. I have met too many people, who have had dealings with the lady in question to go myself, even if she had been close Socks made it abuntantly clear that she was seeking help from a professional with insurance cover, so as well meaning as anyones offer was, it would likely have been refused. Though I am far from certain she had any offers of physical help from members of either of the forums anyway.
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Post by patty on Nov 17, 2021 11:34:38 GMT
Interesting read and I hope if Socks does pop in she checks her insurance carefully pre repairs... Having the right facts would certainly help as Insurance companies like to wriggle out if they can I wish her well and hopefully when he dust dies or she gets fed up over the road she will return.... I also hope the repair goes smoothly....
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Post by Tony Dunkley on Nov 17, 2021 11:39:52 GMT
The fact is that more than a few have been blinkered whilst baying for TD’s blood and forum death over the last few months that reason left the building. TD did not suggest anywhere that the ‘lady’ do it herself and most have decided that the route that the ‘lady’ has chosen is the correct one for her. So be it, her choice indeed, but at least a different avenue could have been considered that might have saved a considerable sum, especially if the insurance company finds wriggle room! Now it would seem it might need welding, still conjecture at this point. So lets hope insurance pays out then. Socks asked for help/advice and @twerp responded speedily ... get out of the lock ! Rog Not so ! What the Twerp said was -- "wouldn’t really be happy sitting in a lock overnight".
I advised that the boat must be got out of the lock as first priority, and without delay : - "Dave's right, . . first priority is to get the boat out of the lock and tied up in the summit pound. Whatever you do, DON'T stay in the lock overnight -- it's too risky."
If the lock starts draining down whilst you're asleep you could well end up turning an inconvenience into a disaster."_____________________________________________________________________________________________ Keep your posting factual and truthful, or keep out of it. There's more than enough distracting drivel in this thread already without you adding any more of your own special brand of mindless claptrap.
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Post by peterboat on Nov 17, 2021 11:54:53 GMT
Yes, it was dark. Not pitch dark as midnight but dark. .... and darker still with no lights in the area and in the bottom of a lock. Maybe you need your cataracts sorting? it’s broad daylight at 5 minutes past sunset. It’s dark in a tunnel, does that mean insurance companies don’t allow single handed tunnel passage? I think you need to pause and consider the difference between dark and night. Not suffering from cataracts, I manage to land my glider without instrument or external lights, on an unlit airfield, 25 minutes after sunset. Does that make me some kind of superhuman hero? Probably not. Last night was dark well before sunset, in fact it was that cloudy and rainy you couldnt see the sun from 2 ish onwards. My policy with Craftinsure doesnt allow single handed cruising in the dark same as others, I was surprised to find this out if I am honest
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Post by Deleted on Nov 17, 2021 12:20:54 GMT
Which company is yours and what exactly do they say about it? It's an interesting exclusion. just trying to wade through the policy fine print .... not found it yet but came across this interesting and possibly pertinant exclusion. "We shall not pay the cost and expense of rectifying or repairing :- (iii) defective workmanship carried out or materials provided by an independent contractor employed to carry out maintenance, repairs or alterations to the Vessel. " just found it Endorsement 9. - 1 person during daylight hours only GJW
Indeed it did, I queried that when I first noticed it on my policy and was told that it doesn't apply to inland boating it's there to stop people crossing the channel or similar at night with only one crew so no lookout. I asked them to confirm it in writing which they did but I can't find it now as it was 20+ years ago when I had the barge. Now I have a narrowboat there is no Endorsement 9 only 1-6 😉
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Post by JohnV on Nov 17, 2021 12:28:03 GMT
just trying to wade through the policy fine print .... not found it yet but came across this interesting and possibly pertinant exclusion. "We shall not pay the cost and expense of rectifying or repairing :- (iii) defective workmanship carried out or materials provided by an independent contractor employed to carry out maintenance, repairs or alterations to the Vessel. " just found it Endorsement 9. - 1 person during daylight hours only GJW
Indeed it did, I queried that when I first noticed it on my policy and was told that it doesn't apply to inland boating it's there to stop people crossing the channel or similar at night with only one crew so no lookout. I asked them to confirm it in writing which they did but I can't find it now as it was 20+ years ago when I had the barge. Now I have a narrowboat there is no Endorsement 9 only 1-6 😉 After reading your post, I went back to the documentation to see if I was reading the one for the barge ........ but I wasn't !
It's the certificate for the 25.5' ft narrowbeam cruiser !!!
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Post by Tony Dunkley on Nov 17, 2021 12:29:12 GMT
I have met too many people, who have had dealings with the lady in question to go myself, even if she had been close Socks made it abuntantly clear that she was seeking help from a professional with insurance cover, so as well meaning as anyones offer was, it would likely have been refused. Though I am far from certain she had any offers of physical help from members of either of the forums anyway. Someone else who hasn't spotted this at the bottom of all my posts : - A.K.DUNKLEY - Commercial Vessel Operators & Marine Engineers Are you one of the extraordinarily large proportion of contributing Thunderboat members who really should train their guide dogs to do their posting for them, . . or was simply that you didn't notice it ?
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